{"id":35,"date":"2026-10-07T09:00:00","date_gmt":"2026-10-07T09:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/emilydenneyliveinwyomingrealty-com\/2026\/10\/07\/4-questions-shaping-us-housing-affordability\/"},"modified":"2026-10-07T09:00:00","modified_gmt":"2026-10-07T09:00:00","slug":"4-questions-shaping-us-housing-affordability","status":"publish","type":"post","link":"https:\/\/www.emilydenneyliveinwyomingrealty.com\/blog\/2026\/10\/07\/4-questions-shaping-us-housing-affordability\/","title":{"rendered":"4 Questions Shaping US Housing Affordability"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\" src=\"https:\/\/www.roomvu.com\/agent\/embed\/emily-denney-1\/america-housing-deflation-remotion-videos-70e4\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>Navigating the shifting landscape of US housing affordability means asking the right questions\u2014something I prioritize for every client here in Park and Big Horn counties. Lately, we\u2019ve seen hints of housing disinflation nationwide, as sellers become more flexible and concessions start to crop up. These changes can translate into real savings for buyers eager to call Wyoming home, but the main challenge remains clear: borrowing costs. With Treasury yields near 5% and average 30-year mortgage rates creeping above the low-7% range, that median monthly mortgage payment climbed to around $2,600 in the four weeks ending September 13\u2014about 3% higher than a year ago.<\/p>\n<p>Locally and nationally, the resale market is sticky. Many homeowners are holding tight to their low-rate loans, so listings can be scarce, while sellers often hope for those pandemic-level prices. Industry leaders describe this as a correction toward a more stable market, not a crash\u2014a perspective I share, given the solid equity and responsible lending we continue to see. For buyers and sellers in Northwest Wyoming, these shifts offer both challenges and opportunities. As always, I\u2019m here to help you read between the lines and make informed choices that fit your goals and our unique community.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Navigating the shifting landscape of US housing affordability means asking the right questions\u2014something I prioritize for every client here in Park and Big Horn counties. Lately, we\u2019ve seen hints of housing disinflation nationwide, as sellers become more flexible and concessions start to crop up. These changes can translate into real savings for buyers eager to [&hellip;]<\/p>\n","protected":false},"author":520,"featured_media":36,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-35","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.emilydenneyliveinwyomingrealty.com\/blog\/wp-json\/wp\/v2\/posts\/35","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.emilydenneyliveinwyomingrealty.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.emilydenneyliveinwyomingrealty.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.emilydenneyliveinwyomingrealty.com\/blog\/wp-json\/wp\/v2\/users\/520"}],"replies":[{"embeddable":true,"href":"https:\/\/www.emilydenneyliveinwyomingrealty.com\/blog\/wp-json\/wp\/v2\/comments?post=35"}],"version-history":[{"count":0,"href":"https:\/\/www.emilydenneyliveinwyomingrealty.com\/blog\/wp-json\/wp\/v2\/posts\/35\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.emilydenneyliveinwyomingrealty.com\/blog\/wp-json\/wp\/v2\/media\/36"}],"wp:attachment":[{"href":"https:\/\/www.emilydenneyliveinwyomingrealty.com\/blog\/wp-json\/wp\/v2\/media?parent=35"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.emilydenneyliveinwyomingrealty.com\/blog\/wp-json\/wp\/v2\/categories?post=35"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.emilydenneyliveinwyomingrealty.com\/blog\/wp-json\/wp\/v2\/tags?post=35"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}