{"id":97,"date":"2026-10-21T12:00:00","date_gmt":"2026-10-21T12:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/emilydenneyliveinwyomingrealty-com\/2026\/10\/21\/homeownership-costs-go-beyond-the-price-tag\/"},"modified":"2026-10-21T12:00:00","modified_gmt":"2026-10-21T12:00:00","slug":"homeownership-costs-go-beyond-the-price-tag","status":"publish","type":"post","link":"https:\/\/www.emilydenneyliveinwyomingrealty.com\/blog\/2026\/10\/21\/homeownership-costs-go-beyond-the-price-tag\/","title":{"rendered":"Homeownership Costs Go Beyond the Price Tag"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\" src=\"https:\/\/www.roomvu.com\/agent\/embed\/emily-denney-1\/price-house-home-remotion-videos-363a\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>New research says annual ownership cost can matter as much as sticker price when comparing homes, because mortgage interest, taxes, depreciation, risk, and appreciation vary.<br \/>\nEconomists&#039; annual user cost avg. ~5% of home value nationwide, but local variation was wide: some homes ran near ~7%, others near ~2%.<br \/>\nTwo $500K homes can carry very different yearly costs: near $35K at ~7% versus $10K at ~2%, making rent comparisons more meaningful.<br \/>\nBefore a 2018 federal tax law, itemizing deductions lowered effective ownership costs; afterward, many owners used the standard deduction and home-linked tax benefits shrank.<br \/>\nBottom line: the research offered buyers a practical lens for deciding where to live\u2014compare annual ownership cost with local rent, not price alone.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>New research says annual ownership cost can matter as much as sticker price when comparing homes, because mortgage interest, taxes, depreciation, risk, and appreciation vary. Economists&#039; annual user cost avg. ~5% of home value nationwide, but local variation was wide: some homes ran near ~7%, others near ~2%. Two $500K homes can carry very different [&hellip;]<\/p>\n","protected":false},"author":520,"featured_media":98,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-97","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.emilydenneyliveinwyomingrealty.com\/blog\/wp-json\/wp\/v2\/posts\/97","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.emilydenneyliveinwyomingrealty.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.emilydenneyliveinwyomingrealty.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.emilydenneyliveinwyomingrealty.com\/blog\/wp-json\/wp\/v2\/users\/520"}],"replies":[{"embeddable":true,"href":"https:\/\/www.emilydenneyliveinwyomingrealty.com\/blog\/wp-json\/wp\/v2\/comments?post=97"}],"version-history":[{"count":0,"href":"https:\/\/www.emilydenneyliveinwyomingrealty.com\/blog\/wp-json\/wp\/v2\/posts\/97\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.emilydenneyliveinwyomingrealty.com\/blog\/wp-json\/wp\/v2\/media\/98"}],"wp:attachment":[{"href":"https:\/\/www.emilydenneyliveinwyomingrealty.com\/blog\/wp-json\/wp\/v2\/media?parent=97"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.emilydenneyliveinwyomingrealty.com\/blog\/wp-json\/wp\/v2\/categories?post=97"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.emilydenneyliveinwyomingrealty.com\/blog\/wp-json\/wp\/v2\/tags?post=97"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}